A recent story on ABC 7 in San Francisco pointed out the value or lack thereof for services by an identity theft service that charges over $100 a year and pointed out to their viewers how to perform the same services yourself easily and free.
But what we found to be the best comment was followed by a person who pointed out that any alert to fraudulent activity is NOT PREVENTION. If you are alerted to anything by any service you have already been compromised .
Finally, people are seeing the light and recognizing that being alerted does not equal being protected . The damage has been done. You will need to scramble to figure out what the thieves who already have your information are going to do with it next.
This is why defending your identity first and foremost is much more beneficial and easier than finding out you've been alerted.